|

|

|

|

|

|

|

|

|

cloudbannerlight River City Insurance full-page-divider

206 Main Street | PO Box 127

New Madrid, MO 63869

(800) 899-7392, (573) 748-5215

Fax: (573) 748-5392

310 S. Vine Street | PO Box 910

Advance, MO 63730

(573) 722-5600

Fax: (573) 722-5605

Advance

New Madrid

pilot car

pilot cars

pilot car insurance quotes

escort vehicles

 

Selecting the right coverage is a daunting task. River City Insurance is an independent agency that has the capability of making it easy. We represent financially stable insurance companies that are competitive, knowledgeable and provide superior claims service.

 

River City Insurance Agency of New Madrid, MO and Advance, MO is equipped with a highly trained and skilled staff that is ready to provide superior insurance for all its customers needs. As a specialty agency, we provide services that cover the trucking industry, used and new car dealers, farms, public entities, as well as personal auto, homeowners, health, life, surety bonds and many other personal and commercial lines products. For trucking insurance, we serve Missouri, Arkansas, Tennessee, and Illinois. Overall, we represent financially stable insurance companies that are competitive, knowledgeable and provide superior claims service.

 

RCI offers the right type of coverage you need. Selecting the right insurance coverage for your company can be a big job. The product or service you provide, the way it is distributed, the size of your company, and your safety procedures all have a bearing on the extent to which an insurance company is willing to provide coverage to you. RCI can help you choose the right insurance protection for you or your business.

 

Our insurance services include the following lines of coverages; Long Haul & Short Haul Trucking, Public Entities, Commercial Property, Commercial Casualty, General Liability, Garage Liability, Garage Keepers, Homeowners, Auto & Antique/Classic Auto, Motorcycle, Boat, RV, 4 Wheeler, Flood, Farm, Worker’s Compensation, Commercial Auto, Life & Health, and Surety Bonds.

 

RCI works directly with many excellent rated companies that provide package policies for cities, counties and special road and drainage districts. We are the premier carrier in the bootheel area of Missouri when it comes to public entities. We have great relationships with many of the top underwriters to provide municipalities the best and broadest range of coverage.

 

Contact RCI today at 573-748-5215 or by email to secure your personal consultant, or browse our website for more information regarding our services.

 

randy mallett

terry mallett

glenda mallett

mallett

cindy allen

kathy jones

leisa moore

roger overbey

river city insurance

insurance

river city

quote

insurance quotes

trucking

auto

home

homeowners

farm

life

health

bonds

surety bonds

claims contact

fax number

phone number

new madrid

sikeston

portageville

lilbourn

matthews

parma

portageville

cape girardeau

malden

marston

<meta name="google-site-verification" content="uwhwx9jep2PAYAISfGoijTAbvYK1d8fEZ_vaUNqxNjc" />

<meta name="google-site-verification" content="uwhwx9jep2PAYAISfGoijTAbvYK1d8fEZ_vaUNqxNjc" />

google223d69226e68952b

<!-- Google Tag Manager -->

<noscript><iframe src="//www.googletagmanager.com/ns.html?id=GTM-5762VC"

height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>

<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':

new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],

j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=

'//www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);

})(window,document,'script','dataLayer','GTM-5762VC');</script>

<!-- End Google Tag Manager -->

9297919

Contact one of our agent directly:

 

Randy Mallett

(573) 748-5215, ext. 306

randymallett@rivercityins.com

 

Roger Overbey

(573) 748-5215, ext. 303

rogeroverbey@rivercityins.com

 

Terry Mallett

573-748-5215, ext. 302

terrymallett@rivercityins.com

Commercial Auto Insurance

Click the link below for a Commercial Auto quote. A licensed agent will call or email you, depending on your preference, within 48 business hours. Our office hours are Monday through Friday, 8:30 am to 5:00 pm.

Get A Free Quote

Selecting the right coverage is a daunting task. River City Insurance is an independent agency that has the capability of making it easy. We represent financially stable insurance companies that are competitive, knowledgeable and provide superior claims service.

 

River City Insurance Agency of New Madrid, MO and Advance, MO is equipped with a highly trained and skilled staff that is ready to provide superior insurance for all its customers needs. As a specialty agency, we provide services that cover the trucking industry, used and new car dealers, farms, public entities, as well as personal auto, homeowners, health, life, surety bonds and many other personal and commercial lines products. For trucking insurance, we serve Missouri, Arkansas, Tennessee, and Illinois. Overall, we represent financially stable insurance companies that are competitive, knowledgeable and provide superior claims service.

 

RCI offers the right type of coverage you need. Selecting the right insurance coverage for your company can be a big job. The product or service you provide, the way it is distributed, the size of your company, and your safety procedures all have a bearing on the extent to which an insurance company is willing to provide coverage to you. RCI can help you choose the right insurance protection for you or your business.

 

Our insurance services include the following lines of coverages; Long Haul & Short Haul Trucking, Public Entities, Commercial Property, Commercial Casualty, General Liability, Garage Liability, Garage Keepers, Homeowners, Auto & Antique/Classic Auto, Motorcycle, Boat, RV, 4 Wheeler, Flood, Farm, Worker’s Compensation, Commercial Auto, Life & Health, and Surety Bonds.

 

RCI works directly with many excellent rated companies that provide package policies for cities, counties and special road and drainage districts. We are the premier carrier in the bootheel area of Missouri when it comes to public entities. We have great relationships with many of the top underwriters to provide municipalities the best and broadest range of coverage.

 

Contact RCI today at 573-748-5215 or by email to secure your personal consultant, or browse our website for more information regarding our services.

 

randy mallett

terry mallett

glenda mallett

mallett

cindy allen

kathy jones

leisa moore

roger overbey

river city insurance

insurance

river city

quote

insurance quotes

trucking

auto

home

homeowners

farm

life

health

bonds

surety bonds

claims contact

fax number

phone number

new madrid

sikeston

portageville

lilbourn

matthews

parma

portageville

cape girardeau

malden

marston

Liability car insurance is the most common required form of personal car insurance in the country, and this is no different for those who own and operate commercial vehicles. Between local state laws and federal laws for certain businesses that use vehicles to transport goods or passengers over state lines, chances are if you use a vehicle for business, you need liability auto insurance.

 

___________________________________

 

 

Commercial Liability Auto Insurance

Commercial liability insurance helps protect you from costs associated with injuries or property damage suffered by others in an accident caused by you or your employee in your insured commercial vehicle. Commercial liability car insurance is broken up into two different coverages:

 

Bodily injury insurance coverage.

Property damage insurance coverage.

 

Bodily Injury

If, while driving on the job, you or an employee are found to be at fault for an accident that causes bodily injury to another person, this coverage will help pay for costs associated with the injury or injuries. Bodily injury coverage is often broken up into two limits:

 

Limit per person (when one person is hurt)

Limit per accident (when multiple people are hurt)

 

Property Damage

If you cause an accident that results in damage to someone else’s property (e.g., car or house), this coverage

will help pay for costs associated with repair or replacement of that damaged property. Unlike bodily injury coverage,

property damage is only tied to one limit (see below).

 

Combined Single Limit

When purchasing personal car liability insurance, you will probably notice that your policy will include three limits:

 

Two bodily injury limits (Example: $100,000 per person, $300,000 per accident)

One property damage limit

 

However, when shopping for commercial auto insurance, you may notice that several commercial car insurance providers offer just one liability limit. This one limit is called a combined single limit. It is often quite large, with some companies' lowest limits starting at $100,000 and going up to the millions of dollars.

 

A combined single limit on a commercial auto insurance policy will cover both bodily injury and property damage liability claims. Having a combined single limit can be beneficial especially in scenarios where one type of liability claim is much higher than another. For instance, if you cause an accident that causes a considerable amount of damage to someone’s property but no bodily injuries, you will have the entirety of your combined single limit to use towards the property damage.

 

_____________________________________

 

 

Who Needs Commercial Liability Insurance?

If you use a car, truck, or van for business purposes, or run a fleet of these types of vehicles, you need commercial auto liability insurance.

Not only is it mandatory in most states–certain motor carriers, freight forwarders, and freight brokers who transport goods or passengers across state lines are also mandated by federal law to have liability car insurance.

 

Besides the fact that you are most likely required by law to have commercial liability auto insurance, there is one other very important reason to have liability as a big part of your commercial insurance policy: Having liability insurance can greatly help you avoid lawsuits that put your company at risk. 

 

 

sounds-unique-commercial-fleet-services Get A Free Quote Contact River City Insurance now for a Commercial Auto quote! Trucks